Shriram One: Loans, FD, UPI
Shriram One is your trusted financial partner for everyday needs. Explore our comprehensive suite of services, including loans - personal/business loans, investments - such as FD, FIP, and chits, insurance - general and life insurance. Check free credit score, scan any QR code and pay via UPI, Make prepaid mobile recharge, pay postpaid, electricity and other utility bill payments online. Discover exclusive offerings like Shriram One Gold, Shriram One Care and more. Download Shriram One now and stay empowered.
Secure UPI Payments
Shriram One UPI enables you to scan any QR to send/receive money instantly to anyone. check a/c balance, set autopay, bill reminders and more.
Bill Payments and Recharges
Recharge your mobile, DTH, pay bills such as Mobile, landline, DTH, FASTag recharges, loans, insurance premiums, broadband, cable TV, water & electricity bills
Loans
We offer customized loan solutions. Shriram One can be your favorite loan app - obtain a personal loan to support your dreams or get a business loan to fuel your entrepreneurial ambitions. Apply now
Quick Personal Loan App
Get the financial boost you need with a Personal Loan. Avail Personal Loan of up to ₹15 Lakh with this loan app. Our APR varies from 12% to 36%*. Choose from a wide range of repayment options starting from 12 to 60 months
Personal Loan Features
• Loan Amount: Up to ₹15 Lakh
• Interest Rate/Annual Percentage Rate (APR): 12%-36% p.a*
• Loan Tenure: 12 to 36 Months
• Processing Fees: Up to 3%*
• No Collateral Required
Example of how a Shriram Personal Loan works
• Loan Amount - ₹1,00,000
• Tenure - 24 months
• Interest Rate - 1% p.m. for 24 months (interest rate on reducing balance method)
• EMI - ₹4,707
• Total Interest Payable - ₹4,707 x 24 months - ₹1,00,000 = ₹12,968
• Processing Fees (excl. GST)* - ₹2,000
• Disbursed Amount - ₹1,00,000 - ₹2,000 = ₹98, 000
• Total Amount Payable - ₹4,707 x 24 months = ₹1,12,968
• Total Cost of Loan = Interest Amount + Processing Fees = ₹12,968 + ₹2,000 = ₹14,968
The total amount payable will be ₹1,14,968 (incl. Processing Fee).
*Note: These numbers are indicative. Final interest rate & APR will depend on customer’s credit assessment
Gold, Two-Wheeler & Commercial Vehicle Loans:
• Two-Wheeler Loan: Get your dream two-wheeler with ease. Apply for a two-wheeler loan, enjoy flexible repayment options and low interest rates.
• Commercial Vehicle Loans: Get financing for your transport business and grow your fleet with Commercial Vehicle Loans.
• Gold Loan: Get fast and easy access to cash by pledging your gold with us.
Investments
Our investments are tailored to meet your needs, they offer attractive interest rates, flexible tenures and payout options with a high degree of safety
• Fixed Deposit: Secure your future and enjoy guaranteed returns and flexible tenures with Shriram FD
• Shriram Chits: A safe and convenient way to save money, earn interest, and access funds when you need them.
• Shriram One Gold: Invest in the timeless value of gold with Shriram One Gold. Buy, sell, or hold digital gold securely & efficiently
Insurance
We offer a range of insurance products. Our offerings in general insurance encompasses motor insurance - Two-wheeler, Four-Wheeler, Commercial Insurance and more. We also offer a broad range of life insurance products such as savings plans, retirement plans and more.
Rewards
Earn exciting rewards on your transactions with Shriram Ones reward program, redeem them for bill payments & services.
Top-notch offerings
Check FREE credit score & find the best deals with partner programs. Book flights & hotels, groceries, travel, shopping, electronics, OTT, games, and much more.